Retail Credit and Home Reversion Firms

Our Financial Services team advises retail credit firms and home reversion firms. Retail credit firms provide credit (cash loans) directly to individuals, or are firms prescribed as “credit institutions” under the Consumer Credit Act, 1995. Home reversion firms give consumers the option of receiving cash for a share of their home. The home reversion company receives its share when the consumer sells the home or dies.

We advise on establishment and authorisation, capitalisation, governance, interaction with regulators and on general compliance matters.

We offer our financial services clients access to a full range of business law services, including access to expert input from our colleagues in the firm’s Corporate, Tax, Real Estate, Banking and Finance, Employment and Regulatory Investigations teams.